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Pro.Miami

Glossary

Plain English.

The acronyms and codes you'll see on a Miami-Dade contractor proposal, decoded. NOA, HVHZ, Wind Mit, 4-Point, SEER2, R-32, PEX, trenchless, CGC, COI, and more.

The acronyms and codes you will see on a Miami-Dade contractor proposal, decoded.

NOA
Notice of Acceptance. Miami-Dade Product Control approval certifying a product (tile, window, soffit) passes HVHZ testing. Required on most exterior building products in Miami-Dade.
HVHZ
High-Velocity Hurricane Zone. Florida Building Code designation covering Miami-Dade and Broward, mandating stricter wind-load and impact-resistance requirements. See our HVHZ guide.
Wind Mitigation
Inspection form (OIR-B1-1802) used by Florida insurers to assess hurricane-resistance features of your home. A good Wind Mit can cut homeowners insurance 20 to 50%. Costs $125 to $300.
4-Point Inspection
Insurance underwriting inspection covering roof, electrical, plumbing, HVAC. Required by most Florida carriers for homes over 25 to 30 years old.
Tin tag / dry-in
Mid-roof inspection in Miami-Dade verifying underlayment and fastener pattern before tile or shingle goes on.
Re-roof
Tear-off and replacement of the entire roof covering. In Miami-Dade, the 25% rule says if more than 25% of a roof is damaged within a 12-month window, the entire roof must be brought to current code.
Variable-speed pump
Pool pump required by Florida code (since 2011) for residential pools above a certain horsepower. Replaces older single-speed pumps. Saves 50 to 80% of pool electricity.
Heat pump
Pool or whole-home AC unit that moves heat instead of generating it. Standard for pool heating in Miami-Dade because gas is overkill.
SEER2 / EER2
2023 Department of Energy AC efficiency standards. SEER2 = Seasonal Energy Efficiency Ratio v2. Minimum 14.3 SEER2 for southern US, but most coastal Miami homes go 16+ SEER2 to handle year-round load.
R-32 / R-454B
New refrigerants replacing R-410A in 2025+ AC equipment, per US EPA AIM Act. Lower global warming potential. Most Miami HVAC contractors are now installing R-454B.
PEX vs Copper
Re-pipe options. PEX is faster, cheaper, and resists scale; copper is longer-lived (70+ years) and stiffer. Most Miami re-pipes today are PEX-A or PEX-B; copper still common in renovations of older homes.
Trenchless sewer
Pipe-bursting or pipe-lining technology that replaces a sewer line without digging up the yard or driveway. 2 to 3 times faster than traditional dig-and-replace; 30 to 60% more expensive but worth it under a Coral Gables driveway.
Hurricane shutters
NOA-approved coverings for openings. Types: accordion, roll-down, panel, Bahama, colonial. Cost from $40 to $80 per square foot installed.
Impact glass
Laminated glass with a polymer interlayer (typically 0.090" or thicker SGP) that holds together when struck. Replaces shutters in homes built or upgraded post-2002.
CILB
Florida Construction Industry Licensing Board. State authority issuing CGC, CBC, CRC, CCC, CFC, CAC, EC, CPC, CMC licenses.
DBPR
Florida Department of Business and Professional Regulation. Houses CILB and runs MyFloridaLicense.com.
Qualifier
The licensed individual who personally signs for and supervises a contracting business. The license travels with the qualifier, not the company.
Workers Comp Exemption
Florida-specific carve-out allowing officers/owners of small construction firms to opt out of workers comp insurance. Verify exemptions on MyFloridaLicense.com, no exemption + no policy = high risk.
COI
Certificate of Insurance. Single-page summary of a contractor's insurance policies. Always request from the agent, not the contractor.
Florida Statute 489
The construction contracting law. Sets the 10% deposit cap, license requirements, and discipline procedures.

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